An overview for people having difficulty keeping up with mortgage repayments or who are in mortgage arrears.
Information for people facing mortgage arrears.
Mortgage lenders must adhere to codes of conduct when dealing with customers. Find out more.
Mortgage lenders must follow a defined process when dealing with borrowers facing arrears. This process is known as MARP.
A new scheme offers financial, legal and insolvency advice to borrowers who are in serious mortgage arrears.
Information on alternative repayment arrangements and other options for people faced with mortgage arrears. Issues to consider when assessing your options.
Developments and proposals in the area of mortgage arrears and personal debt.
Mortgage Interest Supplement provides short-term support to help you pay your mortgage interest repayments. The Mortgage Interest Supplement scheme is closed to new entrants and no new applications will be accepted.
Tax relief on mortgage interest payments is no longer available for new purchasers since 31 December 2012.
Brief description of 2 different types of insurance that you can take out in respect of a mortgage.
Rent-a-room relief makes it possible to earn tax-free rental income when you rent out a room in your home to private tenants.
Describes the mortgage-to-rent scheme, which allows people in mortgage difficulty to switch to renting their homes.
People with secured debts who cannot pay their debts can apply for a Personal Insolvency Arrangement.
Information on some of the steps you should take if you are thinking of selling or voluntarily surrendering your home.
If you are unable to pay your mortgage and have exhausted all other options, your home may be repossessed. Find out how this works.